First-Time Home Buyer Guide for Cherryville, NC

Buying your first home in Cherryville is a big step. We're here to make the journey to owning a new construction home clear, simple, and exciting.

Why Choose New Construction?

Skip the renovations and bidding wars. New homes offer peace of mind and modern features from day one.

Warranty Protection

New homes come with builder warranties, covering structural elements and systems so you don't have to worry about unexpected repair bills.

Energy Efficiency

Modern insulation, windows, and appliances mean significantly lower utility bills compared to older resale homes.

Move-In Ready

Everything is brand new and clean. No need to paint, replace carpets, or update outdated kitchens before you move in.

5 Steps to Your New Home

01

Get Pre-Approved

Speak with a lender to understand your budget. This shows sellers you are a serious buyer and helps you know exactly what you can afford.

02

Choose Your Floor Plan

Select the layout that fits your lifestyle. At Calico Creek, we offer plans designed specifically for modern living with open spaces and flexible rooms.

03

Sign the Agreement

Once you've picked your home and lot, you'll sign a purchase agreement and put down an earnest money deposit to secure your new home.

04

Construction & Walkthroughs

Watch your home come to life! You'll have scheduled walkthroughs to see the progress and learn how your new home's systems work.

05

Closing & Move-In

Sign the final paperwork, get your keys, and celebrate! Welcome to the community and your brand new home.

Financing Made Simple

There are many loan programs designed specifically to help first-time buyers. You might be surprised at how accessible homeownership can be.

FHA Loans: Low down payment options (as low as 3.5%)
USDA Loans: 0% down payment for eligible rural areas
VA Loans: 0% down payment for veterans and active military
Conventional Loans: Flexible options with competitive rates

Did You Know?

Buying a home builds equity, which is like a savings account that grows over time. Instead of paying rent to a landlord, you're paying yourself by owning an asset.

Rent vs. Buy Example
Monthly Rent$1,800
5 Years of Rent$108,000
*That's over $100k gone forever! Buying builds your future instead.

Ready to Start?

Our team specializes in helping first-time buyers. We'll walk you through every step of the process, no pressure attached.